Trading Copilot: ideas, plans, positions and practice trades

The first time you open it, a short notice explains that this is an educational tool, that aiKit is not an investment adviser, and that trading carries real risk. Press "I understand" to continue, and you're straight into the tool. A trading profile is optional: press Set up my trading profile (optional) on the Overview tab to fill in your experience, the risk you're comfortable with, account size, budget per trade, what you're trading for, the trade types you like (hover any type for an example), your option expiration window in days, your stop and take-profit rules, the stocks or coins you like, and anything else in your own words (type or use the mic). Every idea and plan then uses these answers; without a profile the copilot uses sensible defaults. Change them any time with My trading profile on the Overview tab.

• Explanations on / off (Advanced level only): plain-English explanations on every idea. Turn them off once you know options well.
• Real / Practice: Practice is paper trading. Trades you log there use no real money and are kept apart from your real positions, so you can see how an idea would have done.
• The top of the page is one band: the name on the left (with a one-line description on the Overview), and on the right the Market button, Simple / Advanced with its ? button, Real / Practice, Saved, and Check my positions. The Market button shows the S&P 500's change today and the VIX, with a green dot that pulses while the market is open. Tap it for Market now on the Overview tab: a one-line summary in plain words (for example, stocks a little lower, fear is low), the market status (open, pre-market, after hours or closed) and the time of the last update, and a tile for the S&P 500, Nasdaq, Dow, Russell 2000, VIX, Bitcoin and Ethereum with the price, today's change and a today chart. Prices refresh every 15 seconds while the page is open and flash green or red when they move. Stock indexes can lag up to 15 minutes; crypto is close to live.
• Check my positions checks every open position against its stop, target, exit date and your limits, and says what needs a decision today.
• Ask Copilot (bottom right) opens a chat that knows your positions and limits.

Simple or Advanced (top of the page, with a ? button that explains the difference; the first time you open the Overview, a card asks you to pick): Simple, the starting setting, keeps ideas to the easiest trades (buying calls, which make money if a stock rises; buying puts, which make money if it falls; and shares) and names them in plain words, such as Profit if NVDA rises. Advanced opens every trade type, including spreads, covered calls, cash-secured puts and iron condors, and shows the trade's technical name. Wealth Builder plans follow the same setting.

Find ideas is options-first: it looks for swing trades and other option strategies (buying calls or puts, debit and credit spreads, iron condors and more). Plain share or coin buys appear only if you choose Shares / ETFs or Crypto, and then at most one per search.

How many ideas: tap 1, 3, 5 or 10, or use the − and + buttons (up to 20). The number applies to this search; Make N my default saves it. Risk sits next to it. Trade types (shown as Buy calls, Buy puts, Covered calls and so on; "long" only means you buy it, not that it's long-dated) has a + Other… button to type your own type, such as Butterflies; it becomes a chip you can turn on or off or remove with ×. Expirations has quick choices (This week, 1–3 weeks, 3–6 weeks, 1–2 months, 2–4 months, 6+ months) or exact days. Exit rules hold your stop, take profit and max loss per trade. Budget and stocks holds the budget per trade and the stocks to include: type a name or ticker, pick from the suggestions (close spellings like "nvidea" still match), and add as many as you like, or add a whole watchlist at once. Then choose Which stocks: Only mine, Mine + similar (same industries), Mine + more variety (other industries), or Mine + best anywhere.

The Find ideas button is at the top of the form and again at the bottom, where it stays in view while you scroll.

Every idea is checked against the live option chain before you see it. The contract must really exist; cost, max loss and gain, breakeven, how many contracts fit your budget, and the stop and target are all computed from the real bid and ask, not by the AI. Ideas that don't fit (over your budget, needing shares you don't own, very low odds, an invented contract) are left out, and the summary says what was left out and why. If nothing is worth taking, it says so plainly instead of forcing trades.

Each idea shows as one row: the ∞ Score ring, the title (in Simple, a plain name like Get paid if XOM doesn't drop much; in Advanced, the exact contract), the goal in one sentence (for example: Get paid $540 now; keep it all if XOM stays above $165 through Nov 20), expiration, chance of profit, reward vs risk, cost or credit, and a caution badge when something needs care. Cautions are honest warnings from the live numbers: low odds, earnings before the option expires, a stock stretched far from its 50-day average, a wide bid/ask spread, or a fearful market (VIX 25 or higher). Ideas with cautions are listed after the cleaner ones.

Click a row to open that idea on its own page, with its own link you can share or come back to. It starts with This trade, explained: the goal in plain words; How you place it (each leg to buy or sell, with what it's for, such as "this is what pays you" or "protection: this caps how much you can lose", and the kind of order to use); Risk and reward (what you pay or get now, best case, worst case, breakeven); Your profit at different prices (a table of where the stock could close on the expiration date, always including today's price, each strike, the breakeven and prices above and below, with your profit or loss for the whole trade and which rows are the best and worst case); and When to get out (take the win, cut the loss, close before expiration). Then come the Before you trade cautions, why it fits and when it's wrong, and Technical details (folded: score breakdown, price map, contract and bid/ask, exit plan and a numbers grid) and a Research section for that company: the chart, next and last earnings, dividend, analyst targets, plus See this contract in the option chain, Ask about this trade, Add to a watchlist, Company brief and Similar ideas. Back to trade ideas returns to the list. Your last results are saved, so they're still there after you leave or reload the page.

Log this trade and Watch are always on the row. The ••• button holds Save to a watchlist (an option idea saves its exact contract), Company brief, See all options and How do I do this?; it works with the keyboard and closes with Escape. Rate every result with the thumbs under it so the ideas get better.

A second opinion on one trade: one you're in, or one you're thinking about. Choose A trade I'm in (and pick one of your positions, or fill it in) or A trade I'm considering. Pick the stock, Call, Put or Shares, and buy or sell; the expiration and strike lists come from the real option chain, each strike with its bid and ask. Add the number of contracts and the price you paid (or would pay).

Tap a question (Should I sell? Should I hold? Should I take some profit? Should I roll it? What's my risk? Is now a good time to buy? Is this a good entry? Is there a better version of this trade?) or type your own. The answer starts with a verdict (Hold, Take profit, Take some profit, Cut it, Roll it, Good entry, Wait for a better price or Avoid) and one sentence, then the live numbers: the option's price now, your profit or loss, breakeven, days left, chance of profit, delta, the stock's price and trend, and a warning if earnings land before expiration. Below are Why, What to do (with prices and dates), Risks, and a better version of the trade when there is one. Ask a follow-up continues in the chat; Log this trade records a trade you were considering.

Every position on My positions has an Ask about it button that opens this with the trade filled in. The company page has Is now a good time to buy?, which opens it for the shares. It will say Wait or Avoid when that's the honest answer.

A Wealth Builder plan puts a bigger amount of money to work, for example $10,000 over 3 months. Enter a name, the money, the time, the number of trades (or let the AI decide) and the risk, then pick the stocks to use the same way as in Find ideas (search, add several, or add a whole watchlist) and choose Which stocks. Add any goals in your own words. If something important is unclear, the copilot first asks up to 3 quick questions with tap-to-answer choices (or type your own); Skip and build goes straight on. Building takes about a minute. The finished plan is saved to your account even if you leave the page while it builds.

Each plan shows its money, how much is planned across its trades, how much is in open trades now (or "none yet"), and the plan's profit or loss once you log its trades. The bar under the tiles shows the share of the plan's money in trades. Every trade row shows the dollars assigned and its share of the plan, and opens on its own page like a Find ideas result. Each trade is sized to its share of the plan, and a trade that needs more cash than that is removed, with the reason in the summary. Amounts of $1,000 or more show without cents. Rebuild plan, Mark done and Delete are at the top of each plan.

• Search with the big box at the top: type a company name or ticker and pick a match. Suggestions start with the first letter, exact tickers come first, the letters you typed are highlighted, close spellings still match ("nvidea" finds NVIDIA), and arrow keys, Enter and Escape work. Before you search, Recently viewed and Popular give one-tap picks. The Research tab always opens fresh; a company stays open only while its address is in the page link.
• A company page shows the price chart (1 day to 5 years) and key stats, then four tiles: next earnings (date, days away, EPS estimate), the last earnings reaction (the day's move and how it has done since), the dividend (amount, yield, ex-dividend and pay dates) and the analyst target (average and how far from today's price). Each tile jumps to its section.
• Earnings shows the last four quarters: EPS estimate, actual, beat or miss, revenue and profit margin. Earnings call recaps summarizes the last three reports and calls (results vs expectations, guidance, what management said, the stock's reaction), what has changed since, and what to watch next. A recap is made once per company per report and shared, so it's instant for the next person; when a newer report is out, the button says Update for the newest report. Dividend, Analysts (average target, range, rating, recent upgrades, downgrades and target changes) and About (sector, industry, employees, growth, margin, P/E and what the company does) follow.
• + Add to watchlist is the large button next to the price (it changes to ✓ On and the list's name once it's saved). The other buttons on the company page: Is now a good time to buy?, Suggest trades for this (choose how many ideas, 1 to 10; they use your trade types and expirations with real contracts on that stock), and Ask AI about it. Show all calls and puts opens the full option chain; pick a contract to Log a buy, Log a sell or Save to a watchlist. The AI company brief and recent news are at the bottom.

• Your first list is My watchlist. Lists are organized by goal: Swing trades, Short-term trades, Long-term investing, Dividend income, Options income, Earnings plays, Crypto or Custom. A list's goal sets the trade types and expirations its Find ideas from this list button uses.
• + Watchlist on a search result, + Add to watchlist on a company page, or Save to a watchlist on an idea or contract opens one dialog. Tick one or more lists; the best fit is marked Suggested (crypto goes to Crypto, earnings within three weeks to Earnings plays, a 2.5%+ dividend to Dividend income, a fund to Long-term investing). You can start a new list right there, set an alert price (at or below), and note why you're watching it. Lists can hold stocks, ETFs, coins and exact option contracts.
• The Watchlists tab shows each list as a tab. A list shows its goal, how many items are up or down today, how many are at your alert price, and the average change since you added them. Each item shows its price, today's move, a 1-month chart, the date and price you added it and the change since, and its alert and note. Click an item to research it; Edit changes its lists, alert and note; × removes it. Search inside a list to add to it directly; an empty list offers starter stocks for its goal.
• + New watchlist: pick a goal, name it, and optionally start with suggested stocks. The ••• menu on a list has Rename or change goal, Similar stocks, and Delete list (it asks to confirm first).
• Price alerts, below the lists, are prices to act at with the trade you'd make; an idea's Watch button adds one here. Triggered alerts count on the Overview tab.

Add positions three ways: drop a screenshot of your broker's positions screen onto the Bring in your positions area, or press Choose a screenshot (the AI reads it and you check every row before anything is saved), add one by hand with + Add a position by hand (search the stock, choose Option, Spread / several legs, or Shares or coins, then Bought or Sold, Call or Put, and the expiration and strike from the real option chain for each leg; the price fills in from the market and you can change it to your fill; add the number, the date opened, and a stop and target, which default to your rules; a spread's type, such as a debit spread, is named for you), or log one from an idea or the option chain. Stocks, coins and single-leg options (like a long call) get a live, delayed price and live profit and loss automatically; for spreads, type the current price yourself. Filled… records a close at your real fill price and moves it to History; Roll… logs the old leg closed and the new leg opened separately; Ask about it opens Ask about a trade with the position filled in. Notes on any trade take typing, the mic, and attachments (photos or files, private to you).

Exposure limits: account size, max loss per trade and per day, take profit per trade, and max percent of the account in one position. Anything over a limit shows up as Action in the position check. The Charles Schwab connection sits in the same Bring in your positions area. It's being set up; until then it shows Not connected and you can use a screenshot.

• History lists every closed trade with its result. Filter by search, status, strategy, win or loss, dates, and a profit or loss range, and sort the list. Profit and loss, win rate, average win and loss, and totals by strategy are on the Overview tab.
• Learn & tools has four parts. Trade types: a card for each strategy with what it is, its risk, the most you can lose, when it works best, a worked example with real-looking numbers, and Find 3 ideas like this. Glossary: about 60 trading terms in plain English, each with an example, searchable and filtered by topic (Basics, Options, Pricing & Greeks, Orders, Risk, Market); if a word isn't there, ask the copilot. Calculators: position size, risk/reward and an option's value at expiration. Disclosures: the full education-only notice.

To keep the tool fast and fair, each account gets 25 idea searches, 10 company briefs, 10 earnings recaps, 30 trade opinions, 60 chat answers, 20 screenshot reads and 40 plan-question checks a day; they reset the next day. Running the same idea search again within 10 minutes is free, and an earnings recap someone already made for the latest report is free to everyone.